Home improvement loans

Time to tackle that home reno project? Make that house a home with a personal loan from MTF Finance. We can help remove the gib from all the finance gibberish.

A personal loan to pay for home improvement and DIY projects

You can borrow between $2,000 to $30,000 for home improvement projects big and small. From kitchen renovations to new bathrooms, decks and even pools, we can help. Our home renovation loans are unsecured personal loans. You don’t need to get quotes from tradies or put any assets up as collateral, which means you can get the money you need quickly and get cracking.

A personal touch at every turn

With a loan from MTF Finance, you'll be working with finance specialists. We’ve been helping New Zealanders do more since 1970. Your local MTF Finance team is dedicated to providing exceptional service. We work hard to understand your situation and meet your needs.

Start with confidence

Explore your options and even start your application - with no impact on your credit score.

I want to borrow

I can afford to repay

I want to borrow

$12,000

$2,000

$50,000

For a term of

4 years

6 months

5 years

I'll repay

Example only; not an offer of finance. Offer of finance is subject to terms and conditions, including an effective, responsible lending mandate and checks.

Estimated repayments

$0

/ fortnightly

Estimated interest rate from: 0.00%

My credit history is

Total to repay: undefined

Rates & fees

Local kiwis helping local kiwis do more.

At MTF Finance, you build a relationship with the same person - your personal lending advisor. Chances are they’re the ‘give us a call’ type, so say goodbye to 0800 numbers and hello to personal service.

Or better still, pop into one of our 50+ offices throughout New Zealand - chances are there's one just down the road.

Protect yourself from the unexpected

Payment Waiver

You can’t predict when you might be affected by redundancy, illness, injury or even death. Payment Waiver may provide protection if the unexpected happens.

Mechanical Breakdown Insurance

We offer mechanical breakdown and motor vehicle insurance packages to protect you from unexpected expenses. The cost of these options can be included in your repayments.