Travel and holiday loans

Places to go? Sights to see? Get to where you need to be with a personal loan from MTF Finance.

A personal loan to get you from A to B (and everywhere in between)

A world of opportunities awaits

Whether you’re embarking on the trip of a lifetime, the big OE, a long overdue family holiday or you’re exploring what New Zealand has to offer, a loan from MTF can help you get there.

A trusted partner on your journey

With a score of 4.9 out of 5 on Trustpilot, you can trust us to help get you on your way. We’ve been helping New Zealanders do more since 1970.

Finance that's flexible and hassle-free - just like a good holiday should be!

Borrow from $2,000 to $30,000 with a great rate tailored to you. Our unsecured personal loans have fixed interest rates with terms and conditions written in plain English.

Start with confidence

Explore your options and even start your application - with no impact on your credit score.

I want to borrow

$12,000

$2,000

$50,000

For a term of

4 years

6 months

5 years

I'll repay

Estimated repayments

$0

/ fortnightly

Estimated interest rate from: 0.00%

My credit history is

Total to repay: undefined

Rates & fees

Local kiwis helping local kiwis do more.

At MTF Finance, you build a relationship with the same person - your personal lending advisor. Chances are they’re the ‘give us a call’ type, so say goodbye to 0800 numbers and hello to personal service.

Or better still, pop into one of our 50+ offices throughout New Zealand - chances are there's one just down the road.

How to apply for a loan

It's only three easy steps to apply with us.

Apply online or in person

You can start your application online, over the phone or pop into one of our 50+ offices across New Zealand.

Talk with us

We’ll work with you on a loan that suits your needs.

Get approved

Share some supporting documents, and we’ll get right on to it.

Ready to go?

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